Posts Tagged ‘insurance coverage’

Healthcare Reform Underscores Primary-Care Physician Shortage

Wednesday, April 28th, 2010

United States faces a shortage of 40,000 primary-care physicians over the next 10 years.  As the ink dries on President Barack Obama’s landmark healthcare reform legislation, the nation is facing a physician shortage that will only worsen in coming years as 32 million Americans who previously lacked coverage obtain insurance coverage.  A recent report predicts a shortfall of approximately 40,000 primary-care physicians over the next 10 years. A provision in the new law is intended to provide a boon to the profession, ranging from bonus payments to expanded community health centers that will pick up the slack.

For patients, one possible solution could be a medical home, which would improve access with a physician-led team of nurses, physician assistants and disease educators.  “A lot of things can be done in the team fashion where you don’t need the patient to see the physician every three months,: according to Dr. Sam Jones of Fairfax Family Practice Centers in Virginia.  “We think it’s the right thing to do.  We were going to do this regardless of what happens with healthcare reform.”

Just 30 percent of American doctors are in primary care, with 65 million Americans living in areas designated as having a shortage of these physicians.  More than 16,600 new physicians are needed to close this gap in these mostly rural regions, according to the federal government.  One provision of the new healthcare bill is a 10 percent Medicare bonus for primary-care physicians who choose to practice in these underserved regions.

House Democrats Looking for a Palatable Tax to Fund Healthcare Reform

Wednesday, September 30th, 2009

Congressional Democrats are mulling a tax on high-cost insurance plans to pay for overhauling the nation’s healthcare delivery system.  Speaker of the House Nancy Pelosi (D-CA) says that such a tax is “under consideration” as Democrats seek consensus before bringing a bill to the House floor this fall.

49095“We just have to see how much money we need for what,” according to Pelosi.  “And if we’re taking the bill down in cost, there are other provisions in the Senate bill that bend the (costs) curve that might be more palatable.”  A House tax option likely would be a scaled-down version of the one Senate Finance Committee Chairman Max Baucus (D-MT) has proposed.

The Democratic House plan wants to increase taxes on upper-income people to pay for covering the uninsured.  Baucus wants to tax high-cost “Cadillac” insurance plans often valued at more than $8,000 for an individual and $21,000 for a family and which may have no deductibles or co-payments.  Those in favor of the tax, which President Obama supports, believe it will reduce healthcare costs by persuading people to become more cost-conscious consumers.

The insurance tax should reduce the cost of the House’s healthcare reform bill.  How to pay for the plan is just one issue that House leaders are trying to settle as they work to merge three committee-approved bills into one piece of legislation.  The major issue is that the House Democrats’ 10-year bill costs $1 trillion-plus, higher than the $900 billion that President Obama prefers.  Although House Democrats realize that cuts are required, they want to protect the subsidies that will help low-income Americans purchase coverage.  Unfortunately, the subsidies are the most expensive part of the legislation.

Congress Forging Ahead on Mandatory Healthcare Bill

Thursday, June 18th, 2009

Congress is drafting historic legislation intended to restructure the American healthcare system.  At a time when healthcare costs total $2.4 trillion annually (an average of $7,868 per person), are projected to rise to $4 trillion by 2016 and 46 million Americans lack any insurance coverage, the legislation is badly needed.  According to a draft outline, the legislation might call for mandatory insurance requirements, which could conceivably be sold either through a national or state-based exchange.  The bill is also likely to include a government-backed plan to control healthcare-for-america-nowcosts.

The Joint Committee on Taxation opined that the size of the savings might fall under several taxation arrangements, which could be essential in determining how to pay for the reform bill.  The legislation includes an opportunity to drop the Sustainable Growth Rate formula, which is perceived by many as fatally flawed.

The legislation also will bring provider payments into line with recommendations from the Medicare Advisory Payment Commission, and allow payment alternatives for healthcare systems that offer coordinated care and focus on preventative health.  Medicaid would be expanded, with subsidies available to pay for coverage.

A quick analysis concludes that the House draft will cost more than legislation currently under consideration in the Senate.  So far, neither Democrats nor Republicans have been able to decide how to pay for the bill, which could total more than $1 trillion over the next 10 years.