Posts Tagged ‘Medicare beneficiary’

Medicare: The Free Market Option

Tuesday, September 8th, 2009

Medicare gives patients more choice, and a greater range of free-market options than does private insurance.  While Medicare has had its financial challenges, it is an example of a government-run program that gives patients choice.  Sometimes, private insurers refuse to include physicians in their plans; Medicare does not exclude physicians.

The insurance companies insist the idea of healthcare reform to include a public option – such as Medicare – but it’s important to look at the facts that includes a government-run plan.  According to a recent article in Mother Jones magazine, “Survey results demonstrate that Medicare beneficiaries are less likely than those with private coverage to High healthcare cost, advanced healthcare directivereport negative experiences with their insurance plans – including having expensive medical bills for non-covered services, being charged a lot more than insurance would pay, and physicians not taking their insurance.”

According to a study by the Commonwealth Fund, 37 percent of Medicare patients are completely satisfied with their coverage and report few problems accessing and paying for healthcare.  Only 20 percent of people with employer provided plans reported the same level of satisfaction.

One argument often used against the public health plan option is the following: I want to choose my own doctor, and I don’t want a government bureaucrat making that decision.  That’s wrong.  Under private healthcare plans, your only choice is to pick a doctor who has negotiated costs with your insurance company.  Doctors unwilling to negotiate are excluded.

In seeing the way the healthcare debate has been framed, perhaps the administration would have been better off describing the proposed reform as the extension of Medicare to the entire population.

A public health plan option will not introduce a bureaucracy into healthcare; that bureaucracy already exists.

Medicare President Johnson’s Great Society Legacy

Tuesday, August 25th, 2009

On July 30, 1965 – nearly 20 years after Harry Truman first proposed national healthcare insurance – President Lyndon Johnson signed Medicare  into law. The program, one of the most consequential legacies of the Great Society, provides affordable healthcare insurance for people aged 65 and above.

Franklin Roosevelt was the first president to propose government-mandated healthcare insurance as part of his Social Security program, an effort that proved unsuccessful.  After World War II, Truman asked lawmakers to enact a national health insurance plan – again to no avail.lbj_big_picture46152620

“By the time Truman prepared to leave office in early 1953, he had backed off from his original plan of universal coverage.  The focus increasingly turned toward Social Security.  Nearly two decades of futile debate ensued, with conservative opponents, joined by the American Medical Association, repeatedly warning of the dangers of ‘socialized medicine.’”

The legislative gridlock broke when Johnson won the presidency in the 1964 landslide election and brought sizeable Democratic majorities to the Senate and House.  The breakthrough came when House Ways and Means Committee chairman Wilbur Mills of Arkansas had an epiphany and decided to support Medicare.  According to Mills, “I can support a payroll tax for financing health benefits just as I have supported a payroll tax for cash benefits.”

The Medicare bill easily cleared the House by 313 – 115 and the Senate by 68 – 21.  When Johnson signed the legislation into law at a White House ceremony, Harry Truman – aged 81 – attended and was enrolled as the nation’s first Medicare beneficiary.