Articles About Mortgage

Author:
Jafer Hasnain
Posted:
07.31.2012

Single Family Homes Become an Asset Class

It’s a sign of the times. Single family homes, as distinct from mortgages, are an emerging asset class. For decades, investors have bought home mortgages in securitizations or as whole loans. Individual investors have built a cottage industry owning small numbers of rental homes. Institutions have been buying commercial real estate in various forms. Public […]

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Author:
Jafer Hasnain
Posted:

Single Family Homes Become an Asset Class

It’s a sign of the times. Single-family homes, as distinct from mortgages, are an emerging asset class. For decades, investors have bought home mortgages in securitizations or as whole loans. Individual investors have built a cottage industry owning small numbers of rental homes. Institutions have been buying commercial real estate in various forms. Public and […]

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Author:
Mike Ochs
Posted:
11.18.2010

Under Water Homeowners Slow Consumer Spending

Although millions of Americans are paying their under water mortgages on time – sometimes with difficulty — it still could prove to be a source of trouble.  Because home prices are stagnant, many owners are using their hard-earned dollars to pay the mortgage and less on consumer spending.  In the long term, that is not […]

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Author:
Randy Thomas
Posted:
11.15.2010

Covered Bonds Could Be a Viable Alternative to CMBS

A financing vehicle that has been used in Europe since it was invented in Prussia in 1769 is finding its way to American shores as a replacement for commercial mortgage-backed securities (CMBS).  The vehicle is known as covered bonds, which is a securitized debt instrument backed by a pool of top-quality assets, primarily mortgages. What […]

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Author:
Randy Thomas
Posted:

Covered Bonds Could Be a Viable Alternative to CMBS

A financing vehicle that has been used in Europe since it was invented in Prussia in 1769 is finding its way to American shores as a replacement for commercial mortgage-backed securities (CMBS).  The vehicle is known as covered bonds, which is a securitized debt instrument backed by a pool of top-quality assets, primarily mortgages. What […]

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Author:
Mike Ochs
Posted:
11.09.2010

Half of Americans Worry About Making Mortgage Payments

A recent Washington Post poll found that 53 percent of all Americans are concerned that they will not be able to pay their mortgage or rent, despite the fact that they believe the economy has shown some improvement since the dark days of 2008.  The worry is driven by slow job creation, said Karen Dynan, […]

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Author:
James I. Clark III
Posted:
11.08.2010

Fannie, Freddie Bailouts Could Cost the Taxpayers $154 Billion

The ultimate cost of bailing out Fannie Mae and Freddie Mac could cost as much as $154 billion unless the economy improves, according to a government report.  The mortgage giants rescue – which has kept the housing market on life supports – already has cost $135 billion to cover losses on home loans in default.  […]

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Author:
Tom Silva
Posted:
10.29.2010

The House That Started a Foreclosure Frenzy

A small, weathered, blue-gray house in Denmark, ME, set off a national uproar about the foreclosure crisis when its owner, Nicolle Bradbury, lost her job and stopped paying her mortgage two years ago.  The family, which includes Bradbury’s disabled husband and two children, lives on food stamps and welfare. When the bank started to foreclose […]

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Author:
James I. Clark III
Posted:
10.06.2010

Waiting for Defaults

Real estate professionals who had been expecting a worst-case scenario – an onrush of distressed commercial properties coming onto the market – are still waiting for that to come to fruition.  Ben Johnson, writing in the National Real Estate Investor, notes that “Keep on waiting/lurking seems to be the prevailing view.  According to New York-based […]

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Author:
Mike Ochs
Posted:
09.14.2009

“Home Sweet Home” Is Back in Style

Despite positive news about rising home sales, the number of Americans with under water mortgages might be as worrying as anything else happening in the economy. When people owe more on their mortgages than their home is worth, it limits their ability to pursue new opportunities because they cannot afford to sell.  In Chicago, First […]

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